Third time not quite the charm
Tuesday, November 9th, 2010 08:25 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
afunaOh dear.
Apparently my credit card was charged thrice for the same transaction, pushing me over my credit limit. It was an honest mistake -- I was there when they swiped the card, and the system was being unresponsive, so they re-swiped, thinking that something had gone wrong *g* And the third time was because they asked over someone with more experience with the credit card machine. (I paid cash in the end).
I was a bit more amused back when I thought that this would be cancelled with a couple of phone calls and over within a couple of days at most; apparently it will take a letter and at least three weeks (at most a month). *wrinkles nose*
(The merchant is taking care of writing the letter; I just need to wait and pay for it when my credit card bill comes, and then wait for the charge to be debited afterwards)
I'm not at any risk, just inconvenienced! And well, I guess I've now learned something about how all this works.
Apparently my credit card was charged thrice for the same transaction, pushing me over my credit limit. It was an honest mistake -- I was there when they swiped the card, and the system was being unresponsive, so they re-swiped, thinking that something had gone wrong *g* And the third time was because they asked over someone with more experience with the credit card machine. (I paid cash in the end).
I was a bit more amused back when I thought that this would be cancelled with a couple of phone calls and over within a couple of days at most; apparently it will take a letter and at least three weeks (at most a month). *wrinkles nose*
(The merchant is taking care of writing the letter; I just need to wait and pay for it when my credit card bill comes, and then wait for the charge to be debited afterwards)
I'm not at any risk, just inconvenienced! And well, I guess I've now learned something about how all this works.
no subject
Date: 2010-11-09 05:20 pm (UTC)Oh, we don't pay any interest when paying with bank credit cards, just a yearly fee (very small for basic Visa cards, higher for AmExs, MasterCards or Visas with more leeway). I don't think the sort of cards you mention are allowed as anything but store cards.
It's my understanding that the point of our system is to prevent debt as much as possible.