*headscratch*

[afuna]

So does Ravelry only support PayPal? I'm also seeing something about a coupon, but can't find any way to purchase it.

(I feel twitchy about PayPal because they want access to my bank account. If something goes wrong, then that's all my money at stake, and held by an unregulated private company to boot! Whereas if I just use my credit card, then I'm only at risk for a tiny bit and can dispute with my bank, which is you know regulated and stuff.

Also I don't like sending money through PayPal because of the whole them being assholes about adult content thing. They can have other people's money, just not mine >_>)

Man. For knitting though, I might almost consider actually using PayPal, maybe, if there's no other choice. Alternatively, I could just be brave and try to figure out how to remeasure the Traveling Woman shawl on my own.

ETA: Have figured it out. Thanks all ♥

Comments

[domtheknight]

I think it depends on the individual designer. I've bought things without paypal through Ravelry. But I had one pattern I wanted to get which wouldn't let me use a credit card - I got a friend to buy it instead.

[afuna]

Ooh thanks. Your comment made me realize that maybe the PayPal link there might also have the one where you let PayPal process your credit card (but you don't need an account on PayPal for them to do so). Problem now solved!

[indeliblesasha]

Well, aside from them being evil about adult content, we've had a really amazing experience with them. My husband's account got hacked and we caught it right away, and reported it and there was no hesitation, they cancelled the charges, locked down the account, and researched the issue, and then even reported on what they found. So as far as safety goes, I feel pretty secure. (They were able to hack the account because they had already hacked Roger's e-mail and the passwords were the same. It was totally our fault.)

[afuna]

Oh yay, I'm glad that situation was resolved favorably :) That could not have been fun!

I am actually worried about it the other way around though: PayPal somehow deciding something fishy is going on with my account, and freezing my assets without my asking them to. That worry along with the adult content stuff (well, and their ridiculously high peso-to-dollar conversion rate *G*) keep me more or less far away from PayPal.

[exor674]

Is it actually ridiculously high, or just lagging behind?

[afuna]

Hmm. Well the actual exchange rate the bank gives me has been hovering at 43.5-44.3 for a couple of months; the conversion rate PayPal gave me was 45.3? 45.5? It's not a huge difference if you only have a small order, but it adds up.

To be fair, it looks like my credit card is just very slightly better *G*

(But well, adding up, etc)

[indeliblesasha]

Well, they can't do anything with your actual bank account, I know that much, but they can freeze your paypal account, but as long as you don't have money *in* the account, that isn't an issue, well, unless it's, like, urgent you use the Paypal account.

We use them only out of absolute necessity, though, because of their stupid Adult Content crap, so I'm not one to advocate for them. But if you have no other choice? I think you're safe.

[afuna]

Oh hah I bet I am conflating two separate issues people have with PayPal: their ability to freeze your account, and their ability to debit money from a linked bank account if you agree to certain things (?).

It is possible that something has changed with the latter; it's been years since I last looked!

Thanks for the reassurance. I think between this, and the fact that I can use PayPal's credit card processing most of the time I absolutely need to deal with PayPal (instead of signing into a PayPal account) means I have a lot more options now (in the rare times I see something that I want enough to overcome my aversion to PayPal *G*)

[snakeling]

If you want, I can buy it for you, and you give me 60 DW points in exchange. It's truly no trouble :)

[afuna]

Ooh thank you, that is very generous! I'd managed to snag the pattern before I got your comment, but thank you ♥

[highlander_ii]

I feel twitchy about PayPal because they want access to my bank account.

This is why I have a separate acct specifically for PayPal dealings. Granted, this only works well if you can easily shift money between $main_acct and $paypal_acct, but it means PayPal can't steal all my monies b/c there's only small monies in my $paypal_acct.